191 Derby St, Athens, GA 30601

4 bd · 2.5 ba · 1,360 sqft · built 2004 · Athens · SINGLE_FAMILY·source listing ↗

$315,000

rent, three ways

OnePercent model (vv1)$2,349/mo

p10–p90 confidence band

HUD Fair Market Rent · 30601 · 4BR$1,970/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Clarke

Flood risk indexRelatively Low FEMA NRI

Median household income$39,219

Median area rent$1,232/mo

Median home value$215,400

the verdict

0.75%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$315,000

0.75% · rent $2,349

Intrinsic value · income approach

$400,268

21% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.