325 Stone St, Pacolet, SC 29372

2 bd · 1 ba · 1,622 sqft · built 1920 · Pacolet · SINGLE_FAMILY·source listing ↗

$140,000

$149,900 first listed

seller intel

Price cut

−6.6%

from $149,900

Motivation score

35/100

OnePercent model (vv1)$2,063/mo

p10–p90 confidence band

HUD Fair Market Rent · 29372 · 2BR$1,090/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Spartanburg

Flood risk indexRelatively Moderate FEMA NRI

Median household income$46,739

Median area rent$746/mo

Median home value$104,400

the verdict

1.47%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$140,000

1.47% · rent $2,063

Intrinsic value · income approach

$200,276

30% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.