204 Heard St, Kinston, NC 28501

3 bd · 1 ba · 1,057 sqft · built 1959 · Kinston · SINGLE_FAMILY·source listing ↗

$80,000

rent, three ways

OnePercent model (vv1)$1,728/mo

p10–p90 confidence band

HUD Fair Market Rent · 28501 · 3BR$1,600/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Lenoir

Flood risk indexVery High FEMA NRI

Median household income$35,118

Median area rent$799/mo

Median home value$79,000

the verdict

2.16%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$80,000

2.16% · rent $1,728

Intrinsic value · income approach

$143,246

44% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.