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5431 Cardinal Rd, Ocean Isle Beach, NC 28469 — $185,000 · 3bd · ~1% rule | OnePercent

5431 Cardinal Rd, Ocean Isle Beach, NC 28469

$185,000

Home·Ocean Isle Beach 28469·5431 Cardinal Rd, Ocean Isle Beach, NC 28469

Confirmed 1 day ago · −2.6% since list · seller motivation 17

5431 Cardinal Rd, Ocean Isle Beach, NC 28469

3 bd · 2 ba · 934 sqft · built 1998 · Ocean Isle Beach · MOBILE·source listing ↗

$185,000

$190,000 first listed

seller intel

Price cut

−2.6%

from $190,000

Motivation score

17/100

OnePercent model (vv1)$1,764/mo

p10–p90 confidence band

HUD Fair Market Rent · 28469 · 3BR$1,660/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Brunswick

Flood risk indexVery High FEMA NRI

Median household income$90,684

Median area rent$950/mo

Median home value$463,200

the verdict

0.95%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$185,000

0.95% · rent $1,764

Intrinsic value · income approach

$297,516

38% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.