303 2nd St, Stanley, NC 28164

2 bd · 1 ba · 952 sqft · built 1940 · Stanley · SINGLE_FAMILY·source listing ↗

$165,000

rent, three ways

OnePercent model (vv1)$1,448/mo

p10–p90 confidence band

HUD Fair Market Rent · 28164 · 2BR$1,260/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Gaston

Flood risk indexRelatively High FEMA NRI

Median household income$79,728

Median area rent$1,126/mo

Median home value$310,300

the verdict

0.88%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$165,000

0.88% · rent $1,448

Intrinsic value · income approach

$254,057

35% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.