523 W Oakwood Ave, Albemarle, NC 28001

2 bd · 1 ba · 1,022 sqft · built 1920 · Albemarle · SINGLE_FAMILY·source listing ↗

$110,000

$120,000 first listed

seller intel

Price cut

−8.3%

from $120,000

Motivation score

42/100

OnePercent model (vv1)$1,063/mo

p10–p90 confidence band

HUD Fair Market Rent · 28001 · 2BR$950/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Stanly

Flood risk indexRelatively Moderate FEMA NRI

Median household income$54,804

Median area rent$858/mo

Median home value$215,400

the verdict

0.97%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$110,000

0.97% · rent $1,063

Intrinsic value · income approach

$171,764

36% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.