65 Heritage Ln, Hardy, VA 24101

3 bd · 2 ba · 1,295 sqft · built 2026 · Hardy · SINGLE_FAMILY·source listing ↗

$319,950

rent, three ways

OnePercent model (vv1)$2,038/mo

p10–p90 confidence band

HUD Fair Market Rent · 24101 · 3BR$1,530/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Franklin

Flood risk indexVery Low FEMA NRI

Median household income$87,112

Median area rent$995/mo

Median home value$314,500

the verdict

0.64%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$319,950

0.64% · rent $2,038

Intrinsic value · income approach

$385,860

17% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.