145 Shell Rd, Suffolk, VA 23432

4 bd · 2 ba · 1,300 sqft · built 1950 · Suffolk · SINGLE_FAMILY·source listing ↗

$155,000

$169,900 first listed

seller intel

Price cut

−8.8%

from $169,900

Motivation score

44/100

OnePercent model (vv1)$2,292/mo

p10–p90 confidence band

HUD Fair Market Rent · 23432 · 4BR$2,850/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

Flood risk indexRelatively Low FEMA NRI

Median household income$94,306

Median area rent$652/mo

Median home value$391,500

the verdict

1.48%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$155,000

1.48% · rent $2,292

Intrinsic value · income approach

$363,941

57% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.