8300 Church Ln, Charles City, VA 23030

2 bd · 1 ba · 1,266 sqft · built 1943 · Charles City · SINGLE_FAMILY·source listing ↗

$99,950

$129,950 first listed

seller intel

Price cut

−23.1%

from $129,950

Motivation score

50/100

OnePercent model (vv1)$1,942/mo

p10–p90 confidence band

HUD Fair Market Rent · 23030 · 2BR$1,540/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Charles City

Flood risk indexRelatively Moderate FEMA NRI

Median household income$81,250

Median area rent$1,073/mo

Median home value$253,700

the verdict

1.94%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$99,950

1.94% · rent $1,942

Intrinsic value · income approach

$276,255

64% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.