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9809 Peppertree Rd, Spotsylvania, VA 22553 — $279,900 · 3bd · ~0.8% rule | OnePercent

9809 Peppertree Rd, Spotsylvania, VA 22553

$279,900

Home·Spotsylvania 22553·9809 Peppertree Rd, Spotsylvania, VA 22553

Unconfirmed for 10 days — may no longer be available

9809 Peppertree Rd, Spotsylvania, VA 22553

3 bd · 2 ba · 1,640 sqft · built 1970 · Spotsylvania · MOBILE·source listing ↗

$279,900

rent, three ways

OnePercent model (vv1)$2,358/mo

p10–p90 confidence band

HUD Fair Market Rent · 22553 · 3BR$2,610/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Spotsylvania

Flood risk indexRelatively Low FEMA NRI

Median household income$135,856

Median area rent$1,896/mo

Median home value$480,200

the verdict

0.84%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$279,900

0.84% · rent $2,358

Intrinsic value · income approach

$405,080

31% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.