549 Greene St, Cumberland, MD 21502

5 bd · 1.5 ba · 2,255 sqft · built 1900 · Cumberland · SINGLE_FAMILY·source listing ↗

$45,000

seller intel

Motivation score

15/100

OnePercent model (vv1)$1,387/mo

p10–p90 confidence band

HUD Fair Market Rent · 21502 · 5BR—

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Allegany

Flood risk indexRelatively Moderate FEMA NRI

Median household income$60,725

Median area rent$773/mo

Median home value$153,700

the verdict

3.08%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$45,000

3.08% · rent $1,387

Intrinsic value · income approach

$172,779

74% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.