1918 Penrose Ave, Baltimore, MD 21223

4 bd · 2 ba · 2,220 sqft · built 1920 · Baltimore · TOWNHOMES·source listing ↗

$79,900

rent, three ways

OnePercent model (vv1)$2,387/mo

p10–p90 confidence band

HUD Fair Market Rent · 21223 · 4BR$2,550/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Baltimore City

Flood risk indexRelatively Moderate FEMA NRI

Median household income$45,840

Median area rent$1,208/mo

Median home value$110,600

the verdict

2.99%vs 0.9% target

financing: 20% down · — (FRED, live) · 30yr

$79,900

2.99% · rent $2,387

Intrinsic value · income approach

$137,336

42% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.