609 N Payson St, Baltimore, MD 21217

3 bd · 1 ba · built 1920 · Baltimore · TOWNHOMES·source listing ↗

$15,000

rent, three ways

OnePercent model (vv1)$1,893/mo

p10–p90 confidence band

HUD Fair Market Rent · 21217 · 3BR

$2,280/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Baltimore City

Flood risk indexRelatively Low FEMA NRI

Median household income$38,409

Median area rent$1,119/mo

Median home value$180,100

the verdict

12.62%vs 0.9% target

financing: 20% down · — (FRED, live) · 30yr

$15,000

12.62% · rent $1,893

Intrinsic value · income approach

$128,523

88% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.