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18806 Pine Ridge Ln, Germantown, MD 20874 — $289,900 · 3bd · ~0.8% rule | OnePercent

18806 Pine Ridge Ln, Germantown, MD 20874

$289,900

Home·Germantown 20874·18806 Pine Ridge Ln, Germantown, MD 20874

Confirmed 1 day ago

18806 Pine Ridge Ln, Germantown, MD 20874

3 bd · 2 ba · 1,400 sqft · built 1978 · Germantown · CONDOS·source listing ↗

$289,900

rent, three ways

OnePercent model (vv1)$2,307/mo

p10–p90 confidence band

HUD Fair Market Rent · 20874 · 3BR$2,800/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Montgomery

Flood risk indexRelatively Low FEMA NRI

Median household income$115,022

Median area rent$1,995/mo

Median home value$399,000

the verdict

0.80%vs 0.8% target

financing: 20% down · — (FRED, live) · 30yr

$289,900

0.80% · rent $2,307

Intrinsic value · income approach

$390,600

26% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.