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2037 W Toronto St, Philadelphia, PA 19132 — $85,000 · 4bd · ~2.9% rule | OnePercent

2037 W Toronto St, Philadelphia, PA 19132

$85,000

Home·Philadelphia 19132·2037 W Toronto St, Philadelphia, PA 19132

Last confirmed 3 days ago

2037 W Toronto St, Philadelphia, PA 19132

4 bd · 2 ba · 1,890 sqft · built 1925 · Philadelphia · TOWNHOMES·source listing ↗

$85,000

rent, three ways

OnePercent model (vv1)$2,432/mo

wide honest range — HUD/comp anchors · $340–$2,432

HUD Fair Market Rent · 19132 · 4BR$1,900/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Philadelphia

Flood risk indexRelatively High FEMA NRI

Median household income$32,823

Median area rent$1,095/mo

Median home value$81,400

the verdict

2.86%⚠vs 0.9% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$85,000

2.86% · unverified

Intrinsic value · income approach

$207,729

59% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.