28 Manhattan St, Ashley, PA 18706

4 bd · 2.5 ba · 1,408 sqft · built 1961 · Ashley · SINGLE_FAMILY·source listing ↗

$239,000

rent, three ways

OnePercent model (vv1)$2,582/mo

p10–p90 confidence band

HUD Fair Market Rent · 18706 · 4BR$1,650/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Luzerne

Flood risk indexRelatively Low FEMA NRI

Median household income$58,558

Median area rent$965/mo

Median home value$138,300

the verdict

1.08%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$239,000

1.08% · rent $2,582

Intrinsic value · income approach

$335,545

29% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.