240 Wertz Rd, Johnstown, PA 15902

4 bd · 1.5 ba · 1,370 sqft · Johnstown · SINGLE_FAMILY·source listing ↗

$70,000

$77,900 first listed

seller intel

Price cut

−10.1%

from $77,900

Motivation score

50/100

OnePercent model (vv1)$1,939/mo

p10–p90 confidence band

HUD Fair Market Rent · 15902 · 4BR$1,460/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Cambria

Flood risk indexRelatively Low FEMA NRI

Median household income$44,215

Median area rent$703/mo

Median home value$65,100

the verdict

2.77%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$70,000

2.77% · rent $1,939

Intrinsic value · income approach

$91,358

23% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.