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103 Cooley Estate Rd, Smithfield, PA 15478 — $74,900 · 3bd · ~2.6% rule | OnePercent

103 Cooley Estate Rd, Smithfield, PA 15478

$74,900

Home·Smithfield 15478·103 Cooley Estate Rd, Smithfield, PA 15478

Confirmed 1 day ago · seller motivation 15

103 Cooley Estate Rd, Smithfield, PA 15478

3 bd · 2 ba · 1,175 sqft · built 1975 · Smithfield · MOBILE·source listing ↗

$74,900

seller intel

Motivation score

15/100

OnePercent model (vv1)$1,917/mo

p10–p90 confidence band

HUD Fair Market Rent · 15478 · 3BR$1,380/mo

Area comps median (last 90d)—

Area comps median (last 90d)

the verdict

2.56%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$74,900

2.56% · rent $1,917

Area comps median (last 90d)—

\u2014

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Fayette

Flood risk indexRelatively Moderate FEMA NRI

Median household income$67,449

Median area rent$849/mo

Median home value$169,200

Intrinsic value · income approach

$87,953

15% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.