1312 E State St, Olean, NY 14760

3 bd · 1 ba · 1,100 sqft · built 1922 · Olean · SINGLE_FAMILY·source listing ↗

$24,000

$38,000 first listed

seller intel

Price cut

−36.8%

from $38,000

Motivation score

50/100

OnePercent model (vv1)$1,870/mo

p10–p90 confidence band

HUD Fair Market Rent · 14760 · 3BR$1,270/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Cattaraugus

Flood risk indexRelatively Moderate FEMA NRI

Median household income$54,929

Median area rent$785/mo

Median home value$94,600

the verdict

7.79%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$24,000

7.79% · rent $1,870

Intrinsic value · income approach

$149,913

84% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.