22 Bergen St, Rochester, NY 14606

4 bd · 1 ba · 1,410 sqft · built 1940 · Rochester · SINGLE_FAMILY·source listing ↗

$49,900

rent, three ways

OnePercent model (vv1)$1,981/mo

p10–p90 confidence band

HUD Fair Market Rent · 14606 · 4BR

$1,890/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Monroe

Flood risk indexRelatively Low FEMA NRI

Median household income$55,807

Median area rent$1,055/mo

Median home value$158,400

the verdict

3.97%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$49,900

3.97% · rent $1,981

Intrinsic value · income approach

$177,610

72% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.