974 Gypsum Mills St, Victor, NY 14564

2 bd · 2 ba · 1,620 sqft · built 2003 · Victor · SINGLE_FAMILY·source listing ↗

$164,900

rent, three ways

OnePercent model (vv1)$2,561/mo

p10–p90 confidence band

HUD Fair Market Rent · 14564 · 2BR$1,910/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Ontario

Flood risk indexRelatively Low FEMA NRI

Median household income$115,625

Median area rent$1,418/mo

Median home value$353,900

the verdict

1.55%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$164,900

1.55% · rent $2,561

Intrinsic value · income approach

$371,013

56% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.