76 Dickinson St, Binghamton, NY 13905

4 bd · 3.5 ba · 3,572 sqft · built 1960 · Binghamton · MULTI_FAMILY·source listing ↗

$129,900

$149,900 first listed

seller intel

Price cut

−13.3%

from $149,900

Motivation score

50/100

OnePercent model (vv1)$2,458/mo

p10–p90 confidence band

HUD Fair Market Rent · 13905 · 4BR$1,750/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Broome

Flood risk indexRelatively Moderate FEMA NRI

Median household income$53,362

Median area rent$993/mo

Median home value$151,500

the verdict

1.89%vs 1.2% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$129,900

1.89% · rent $2,458

Intrinsic value · income approach

$255,253

49% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.