80 Church St, Little Falls, NY 13365

3 bd · 1 ba · 1,644 sqft · built 1954 · Little Falls · SINGLE_FAMILY·source listing ↗

$99,900

$119,000 first listed

seller intel

Price cut

−16.1%

from $119,000

Motivation score

50/100

OnePercent model (vv1)$1,944/mo

p10–p90 confidence band

HUD Fair Market Rent · 13365 · 3BR$1,260/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Herkimer

Flood risk indexRelatively Low FEMA NRI

Median household income$66,307

Median area rent$813/mo

Median home value$130,500

the verdict

1.95%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$99,900

1.95% · rent $1,944

Intrinsic value · income approach

$159,317

37% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.