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6870 State Highway 80, Cooperstown, NY 13326 — $129,000 · 2bd · ~1.4% rule | OnePercent

6870 State Highway 80, Cooperstown, NY 13326

$129,000

Home·Cooperstown 13326·6870 State Highway 80, Cooperstown, NY 13326

Last confirmed 3 days ago

6870 State Highway 80, Cooperstown, NY 13326

2 bd · 1 ba · 680 sqft · built 1928 · Cooperstown · SINGLE_FAMILY·source listing ↗

$129,000

rent, three ways

OnePercent model (vv1)$1,750/mo

p10–p90 confidence band

HUD Fair Market Rent · 13326 · 2BR$1,440/mo

Area comps median (last 90d)—

Area comps median (last 90d)

\u2014

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Otsego

Flood risk indexRelatively High FEMA NRI

Median household income$80,040

Median area rent$1,184/mo

Median home value$340,100

the verdict

1.36%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$129,000

1.36% · rent $1,750

Intrinsic value · income approach

$333,061

61% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.