7808 State Route 5, Clinton, NY 13323

4 bd · 2 ba · 1,324 sqft · built 1950 · Clinton · SINGLE_FAMILY·source listing ↗

$189,900

rent, three ways

OnePercent model (vv1)$2,168/mo

p10–p90 confidence band

HUD Fair Market Rent · 13323 · 4BR$1,950/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Oneida

Flood risk indexRelatively Moderate FEMA NRI

Median household income$78,224

Median area rent$1,080/mo

Median home value$244,600

the verdict

1.14%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$189,900

1.14% · rent $2,168

Intrinsic value · income approach

$313,609

39% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.