1034 County Route 48, Richland, NY 13144

5 bd · 2 ba · 1,716 sqft · built 1890 · Richland · MULTI_FAMILY·source listing ↗

$59,000

$60,000 first listed

seller intel

Price cut

−1.7%

from $60,000

Motivation score

13/100

OnePercent model (vv1)

$2,387/mo

p10–p90 confidence band

HUD Fair Market Rent · 13144 · 5BR—

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Oswego

Flood risk indexVery Low FEMA NRI

Median household income$64,073

Median area rent$773/mo

Median home value$106,700

the verdict

4.05%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$59,000

4.05% · rent $2,387

Intrinsic value · income approach

$238,728

75% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.