95 Dwyer Ave, Liberty, NY 12754

3 bd · 2 ba · 1,595 sqft · built 2018 · Liberty · SINGLE_FAMILY·source listing ↗

$239,000

$259,000 first listed

seller intel

Price cut

−7.7%

from $259,000

Motivation score

40/100

OnePercent model (vv1)

$1,742/mo

p10–p90 confidence band

HUD Fair Market Rent · 12754 · 3BR$1,920/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Sullivan

Flood risk indexRelatively Moderate FEMA NRI

Median household income$67,624

Median area rent$911/mo

Median home value$223,500

the verdict

0.73%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$239,000

0.73% · rent $1,742

Intrinsic value · income approach

$252,992

6% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.