363 Elk St, Albany, NY 12206

4 bd · 1 ba · 1,584 sqft · built 1910 · Albany · SINGLE_FAMILY·source listing ↗

$154,999

$159,999 first listed

seller intel

Price cut

−3.1%

from $159,999

Motivation score

19/100

OnePercent model (vv1)$2,092/mo

p10–p90 confidence band

HUD Fair Market Rent · 12206 · 4BR$2,240/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Albany

Flood risk indexRelatively Low FEMA NRI

Median household income$41,548

Median area rent$1,210/mo

Median home value$162,300

the verdict

1.35%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$154,999

1.35% · rent $2,092

Intrinsic value · income approach

$220,018

30% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.