10 Rochester St, Amsterdam, NY 12070

3 bd · 1.5 ba · 1,540 sqft · built 1923 · Amsterdam · SINGLE_FAMILY·source listing ↗

$84,900

rent, three ways

OnePercent model (vv1)$2,177/mo

p10–p90 confidence band

HUD Fair Market Rent · 12070 · 3BR

$1,310/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Montgomery

Flood risk indexRelatively Moderate FEMA NRI

Median household income$86,989

Median area rent$880/mo

Median home value$202,900

the verdict

2.56%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$84,900

2.56% · rent $2,177

Intrinsic value · income approach

$296,396

71% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.