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1211 Saratoga Rd, Ballston Spa, NY 12020 — $179,900 · 3bd · ~1.4% rule | OnePercent

1211 Saratoga Rd, Ballston Spa, NY 12020

$179,900

Home·Ballston Spa 12020·1211 Saratoga Rd, Ballston Spa, NY 12020

Last confirmed 3 days ago

1211 Saratoga Rd, Ballston Spa, NY 12020

3 bd · 1 ba · 1,253 sqft · built 1920 · Ballston Spa · SINGLE_FAMILY·source listing ↗

$179,900

rent, three ways

OnePercent model (vv1)$2,493/mo

p10–p90 confidence band

HUD Fair Market Rent · 12020 · 3BR$2,530/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Saratoga

Flood risk indexRelatively Low FEMA NRI

Median household income$107,112

Median area rent$1,612/mo

Median home value$329,400

the verdict

1.39%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$179,900

1.39% · rent $2,493

Intrinsic value · income approach

$319,348

44% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.