114 W Main St, Stony Point, NY 10980

4 bd · 2 ba · 1,368 sqft · built 1883 · Stony Point · SINGLE_FAMILY·source listing ↗

$449,000

rent, three ways

OnePercent model (vv1)$3,209/mo

p10–p90 confidence band

HUD Fair Market Rent · 10980 · 4BR$3,700/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Rockland

Flood risk indexRelatively Low FEMA NRI

Median household income$126,284

Median area rent$1,780/mo

Median home value$513,700

the verdict

0.71%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$449,000

0.71% · rent $3,209

Intrinsic value · income approach

$463,825

3% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.