7 Main St, Cold Spring, NY 10516

3 bd · 2.5 ba · 1,452 sqft · built 1845 · Cold Spring · SINGLE_FAMILY·source listing ↗

$875,000

rent, three ways

OnePercent model (vv1)$4,451/mo

p10–p90 confidence band

HUD Fair Market Rent · 10516 · 3BR$3,440/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Putnam

Flood risk indexRelatively Low FEMA NRI

Median household income$140,225

Median area rent$1,824/mo

Median home value$639,200

the verdict

0.51%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$875,000

0.51% · rent $4,451

Intrinsic value · income approach

$913,902

4% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.