220 E 87th St, New York, NY 10128

1 ba · 400 sqft · built 1960 · New York · COOP·source listing ↗

$355,500

rent, three ways

OnePercent model (vv1)$6,461/mo

wide honest range — HUD/comp anchors · $1,422–$6,461

HUD Fair Market Rent · 10128 ·

$3,800/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

New York

Flood risk indexRelatively Moderate FEMA NRI

Median household income$147,772

Median area rent$2,647/mo

Median home value$1,442,000

the verdict

1.82%⚠vs 0.7% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$355,500

1.82% · unverified

Intrinsic value · income approach

$1,430,714

75% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.