484 Convent Ave, New York, NY 10031

4 bd · 1 ba · built 1906 · New York · COOP·source listing ↗

$400,000

$425,000 first listed

seller intel

Price cut

−5.9%

from $425,000

Motivation score

41/100

OnePercent model (vv1)

$4,142/mo

p10–p90 confidence band

HUD Fair Market Rent · 10031 · 4BR$3,730/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

New York

Flood risk indexRelatively Low FEMA NRI

Median household income$65,283

Median area rent$1,769/mo

Median home value$609,700

the verdict

1.04%vs 0.7% target

financing: 20% down · — (FRED, live) · 30yr

$400,000

1.04% · rent $4,142

Intrinsic value · income approach

$705,509

43% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.