815 Route 36, Union Beach, NJ 07735

3 bd · 1 ba · 1,672 sqft · built 1940 · Union Beach · SINGLE_FAMILY·source listing ↗

$399,999

rent, three ways

OnePercent model (vv1)$3,147/mo

p10–p90 confidence band

HUD Fair Market Rent · 07735 · 3BR$2,650/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Monmouth

Flood risk indexRelatively Moderate FEMA NRI

Median household income$97,536

Median area rent$1,668/mo

Median home value$406,000

the verdict

0.79%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$399,999

0.79% · rent $3,147

Intrinsic value · income approach

$521,998

23% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.