45 Dey St, Paterson, NJ 07503

3 bd · 2 ba · built 1900 · Paterson · SINGLE_FAMILY·source listing ↗

$449,998

rent, three ways

OnePercent model (vv1)$3,314/mo

p10–p90 confidence band

HUD Fair Market Rent · 07503 · 3BR$2,590/mo

Area comps median (last 90d)—

Area comps median (last 90d)

\u2014

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Passaic

Flood risk indexRelatively Low FEMA NRI

Median household income$60,443

Median area rent$1,677/mo

Median home value$350,900

the verdict

0.74%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$449,998

0.74% · rent $3,314

Intrinsic value · income approach

$487,326

8% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.