125 Governor St, Paterson, NJ 07501

7 bd · 2 ba · built 1945 · Paterson · MULTI_FAMILY·source listing ↗

$379,900

rent, three ways

OnePercent model (vv1)$2,714/mo

p10–p90 confidence band

HUD Fair Market Rent · 07501 · 7BR—

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Passaic

Flood risk indexRelatively High FEMA NRI

Median household income$44,300

Median area rent$1,541/mo

Median home value$333,800

the verdict

0.71%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$379,900

0.71% · rent $2,714

Intrinsic value · income approach

$473,352

20% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.