11 Cottage St, Putnam, CT 06260

2 bd · 1 ba · 864 sqft · built 1927 · Putnam · SINGLE_FAMILY·source listing ↗

$190,000

rent, three ways

OnePercent model (vv1)$1,676/mo

p10–p90 confidence band

HUD Fair Market Rent · 06260 · 2BR

$1,540/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Northeastern Connecticut

Flood risk indexRelatively Low FEMA NRI

Median household income$70,502

Median area rent$1,149/mo

Median home value$269,500

the verdict

0.88%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$190,000

0.88% · rent $1,676

Intrinsic value · income approach

$256,621

26% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.