49 Portland St, Providence, RI 02907

3 bd · 1 ba · 986 sqft · built 1997 · Providence · TOWNHOMES·source listing ↗

$275,000

$326,000 first listed

seller intel

Price cut

−15.6%

from $326,000

Motivation score

50/100

OnePercent model (vv1)$2,131/mo

p10–p90 confidence band

HUD Fair Market Rent · 02907 · 3BR$1,920/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Providence

Flood risk indexRelatively Low FEMA NRI

Median household income$52,485

Median area rent$1,170/mo

Median home value$349,200

the verdict

0.77%vs 0.9% target

financing: 20% down · — (FRED, live) · 30yr

$275,000

0.77% · rent $2,131

Intrinsic value · income approach

$362,332

24% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.