3-5 Willow St, Holyoke, MA 01040

6 bd · 2 ba · 2,118 sqft · built 1910 · Holyoke · MULTI_FAMILY·source listing ↗

$220,000

rent, three ways

OnePercent model (vv1)$2,377/mo

p10–p90 confidence band

HUD Fair Market Rent · 01040 · 6BR—

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Hampden

Flood risk indexRelatively Low FEMA NRI

Median household income$53,605

Median area rent$1,021/mo

Median home value$274,100

the verdict

1.08%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$220,000

1.08% · rent $2,377

Intrinsic value · income approach

$340,306

35% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.