54 Rutgers St, Maplewood, NJ 07040

3 bd · 1 ba · built 1912 · Maplewood · SINGLE_FAMILY·source listing ↗

$499,000

rent, three ways

OnePercent model (vv1)$3,450/mo

p10–p90 confidence band

HUD Fair Market Rent · 07040 · 3BR$3,580/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Essex

Flood risk indexRelatively Low FEMA NRI

Median household income$173,500

Median area rent$2,269/mo

Median home value$720,700

the verdict

0.69%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$499,000

0.69% · rent $3,450

Intrinsic value · income approach

$617,464

19% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.