6504 Middle Dr, Chattanooga, TN 37416

2 bd · 1 ba · 700 sqft · built 1958 · Chattanooga · SINGLE_FAMILY·source listing ↗

$135,000

$145,000 first listed

seller intel

Price cut

−6.9%

from $145,000

Motivation score

36/100

OnePercent model (vv1)$1,241/mo

p10–p90 confidence band

HUD Fair Market Rent · 37416 · 2BR$1,360/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Hamilton

Flood risk indexRelatively Moderate FEMA NRI

Median household income$70,705

Median area rent$1,119/mo

Median home value$253,100

the verdict

0.92%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$135,000

0.92% · rent $1,241

Intrinsic value · income approach

$194,947

31% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.