310 W 18th St, Chattanooga, TN 37408

3 bd · 2.5 ba · 1,844 sqft · built 2007 · Chattanooga · TOWNHOMES·source listing ↗

$399,000

rent, three ways

OnePercent model (vv1)$2,528/mo

p10–p90 confidence band

HUD Fair Market Rent · 37408 · 3BR$2,070/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Hamilton

Flood risk indexRelatively High FEMA NRI

Median household income$81,250

Median area rent$1,414/mo

Median home value$468,200

the verdict

0.63%vs 0.9% target

financing: 20% down · — (FRED, live) · 30yr

$399,000

0.63% · rent $2,528

Intrinsic value · income approach

$502,580

21% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.