351 W Main St, Vale, OR 97918

4 bd · 2 ba · 1,960 sqft · built 1947 · Vale · SINGLE_FAMILY·source listing ↗

$294,500

$305,000 first listed

seller intel

Price cut

−3.4%

from $305,000

Motivation score

20/100

OnePercent model (vv1)$2,511/mo

point estimate — add comps for a band

HUD Fair Market Rent · 97918 · 4BR$1,830/mo

Area comps median (last 90d)—

the verdict

0.85%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$294,500

0.85% · rent $2,511

Area comps median (last 90d)—

Area comps median (last 90d)\u2014

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Malheur

Flood risk indexRelatively Moderate FEMA NRI

Median household income$63,342

Median area rent$830/mo

Median home value$298,100

Intrinsic value · income approach

$333,092

12% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.