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© 2026 OnePercent · Estimates carry bands, never promises.the line

1089 E Main St, Quincy, CA 95971 — $429,000 · 7bd · ~0.6% rule | OnePercent

1089 E Main St, Quincy, CA 95971

$429,000

Overview Financials Comps Location Analysis Calculator Nearby Risk Neighborhood Market

Home·Quincy 95971·1089 E Main St, Quincy, CA 95971

Last confirmed 4 days ago

1089 E Main St, Quincy, CA 95971

7 bd · 2,500 sqft · built 1960 · Quincy · MULTI_FAMILY·source listing ↗

$429,000

rent, three ways

OnePercent model (vv1)$2,542/mo

p10–p90 confidence band

HUD Fair Market Rent · 95971 · 7BR—

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

the locale

County

Plumas

Flood risk indexVery High FEMA NRI

Median household income$83,269

Median area rent$1,646/mo

Median home value$327,100

the verdict

0.59%vs 1.2% target

Modeled rent: $2,542/morent estimate
Property tax: —listing
Insurance: $1,456/yrstate avg
HOA: —listing

Cap rate: 4.0%
Cash flow: $741/mo
Cash-on-cash: -9.0%

financing: 20% down · — (FRED, live) · 30yr

$429,000

0.59% · rent $2,542

Intrinsic value · income approach

$421,184

2% above intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.

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