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12840 Island Dr, Clearlake Oaks, CA 95423 — $15,000 · 1bd · ~7.7% rule | OnePercent

12840 Island Dr, Clearlake Oaks, CA 95423

$15,000

Home·Clearlake Oaks 95423·12840 Island Dr, Clearlake Oaks, CA 95423

Unconfirmed for 12 days — may no longer be available

12840 Island Dr, Clearlake Oaks, CA 95423

1 bd · 1 ba · 240 sqft · built 1990 · Clearlake Oaks · MOBILE·source listing ↗

$15,000

rent, three ways

OnePercent model (vv1)$1,153/mo

point estimate — add comps for a band

HUD Fair Market Rent · 95423 · 1BR$1,080/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Lake

Flood risk indexVery High FEMA NRI

Median household income$41,143

Median area rent$1,430/mo

Median home value$293,600

the verdict

7.69%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$15,000

7.69% · rent $1,153

Intrinsic value · income approach

$163,590

91% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.