4 Sheffield Ct, San Pablo, CA 94806

2 bd · 1.5 ba · 1,015 sqft · built 1979 · San Pablo · TOWNHOMES·source listing ↗

$345,000

rent, three ways

OnePercent model (vv1)$2,617/mo

p10–p90 confidence band

HUD Fair Market Rent · 94806 · 2BR

$2,510/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Contra Costa

Flood risk indexVery High FEMA NRI

Median household income$86,034

Median area rent$2,162/mo

Median home value$607,800

the verdict

0.76%vs 0.9% target

financing: 20% down · — (FRED, live) · 30yr

$345,000

0.76% · rent $2,617

Intrinsic value · income approach

$471,272

27% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.