product

markets

method

220 Main St, Half Moon Bay, CA 94019 — $1,290,000 · 5bd · ~0.5% rule | OnePercent

220 Main St, Half Moon Bay, CA 94019

$1,290,000

Home·Half Moon Bay 94019·220 Main St, Half Moon Bay, CA 94019

Last confirmed 4 days ago

220 Main St, Half Moon Bay, CA 94019

5 bd · 3 ba · 3,090 sqft · built 1940 · Half Moon Bay · MULTI_FAMILY·source listing ↗

$1,290,000

rent, three ways

OnePercent model (vv1)$6,452/mo

p10–p90 confidence band

HUD Fair Market Rent · 94019 · 5BR

—

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

San Mateo

Flood risk indexVery High FEMA NRI

Median household income$153,781

Median area rent$2,028/mo

Median home value$1,556,800

the verdict

0.50%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$1,290,000

0.50% · rent $6,452

Intrinsic value · income approach

$2,484,534

48% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.