product

markets

method

4202 Golden Oaks Ln, Monterey, CA 93940 — $449,500 · 1bd · ~0.5% rule | OnePercent

4202 Golden Oaks Ln, Monterey, CA 93940

$449,500

Home·Monterey 93940·4202 Golden Oaks Ln, Monterey, CA 93940

Confirmed 2 days ago

4202 Golden Oaks Ln, Monterey, CA 93940

1 bd · 1 ba · 560 sqft · built 1980 · Monterey · CONDOS·source listing ↗

$449,500

rent, three ways

OnePercent model (vv1)$2,208/mo

point estimate — add comps for a band

HUD Fair Market Rent · 93940 · 1BR$2,670/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Monterey

Flood risk indexRelatively High FEMA NRI

Median household income$106,044

Median area rent$2,364/mo

Median home value$1,099,300

the verdict

0.49%vs 0.8% target

financing: 20% down · — (FRED, live) · 30yr

$449,500

0.49% · rent $2,208

Intrinsic value · income approach

$666,177

33% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.