412 Beech St, Bakersfield, CA 93304

3 bd · 1.5 ba · 1,503 sqft · built 1909 · Bakersfield · SINGLE_FAMILY·source listing ↗

$275,000

rent, three ways

OnePercent model (vv1)$2,079/mo

p10–p90 confidence band

HUD Fair Market Rent · 93304 · 3BR

$1,990/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Kern

Flood risk indexRelatively Moderate FEMA NRI

Median household income$50,790

Median area rent$1,206/mo

Median home value$240,900

the verdict

0.76%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$275,000

0.76% · rent $2,079

Intrinsic value · income approach

$344,086

20% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.